Charles Schwab Corporation Ratios, News & Analysis

	Q2 2024	Q2 2023	Year over Year
Debt-to-Assets Ratio (MRQ)	13.84%	13.02%	+6.30%
Debt-to-Capital Ratio (MRQ)	58.6%	59.01%	-0.69%
Debt-to-Equity Ratio (MRQ)	141.56%	143.94%	-1.65%
Financial Leverage Ratio (TTM)	11.85	12.75	-7.06%

Q2 2024

Q2 2023

Year over Year

Debt-to-Assets Ratio (MRQ)

13.84%

13.02%

+6.30%

Debt-to-Capital Ratio (MRQ)

58.6%

59.01%

-0.69%

Debt-to-Equity Ratio (MRQ)

141.56%

143.94%

-1.65%

Financial Leverage Ratio (TTM)

11.85

12.75

-7.06%

	Q2 2024	Q2 2023	Year over Year
Net Interest Margin (TTM)	2.09%	2.04%	+2.45%
Net Profit Margin (TTM)	26.3%	26.14%	+0.61%
Pretax Margin (TTM)	33.1%	32.86%	+0.73%
Operating Return On Assets (TTM)	1.43%	1.37%	+4.38%
Return On Assets (TTM)	1.01%	0.96%	+5.21%
Return On Equity (TTM)	12%	12.26%	-2.12%

Q2 2024

Q2 2023

Year over Year

Net Interest Margin (TTM)

2.09%

2.04%

+2.45%

Net Profit Margin (TTM)

26.3%

26.14%

+0.61%

Pretax Margin (TTM)