Charles Schwab Corporation Ratios, News & Analysis

	Q3 2024	Q3 2023	Year over Year
Debt-to-Assets Ratio (MRQ)	14.61%	13.84%	+5.56%
Debt-to-Capital Ratio (MRQ)	59.06%	58.6%	+0.78%
Debt-to-Equity Ratio (MRQ)	144.24%	141.56%	+1.89%
Financial Leverage Ratio (TTM)	11.07	11.85	-6.58%

Q3 2024

Q3 2023

Year over Year

Debt-to-Assets Ratio (MRQ)

14.61%

13.84%

+5.56%

Debt-to-Capital Ratio (MRQ)

59.06%

58.6%

+0.78%

Debt-to-Equity Ratio (MRQ)

144.24%

141.56%

+1.89%

Financial Leverage Ratio (TTM)

11.07

11.85

-6.58%

	Q3 2024	Q3 2023	Year over Year
Net Interest Margin (TTM)	2.09%	2.09%	No Change
Net Profit Margin (TTM)	27.47%	26.3%	+4.45%
Pretax Margin (TTM)	35.12%	33.1%	+6.10%
Operating Return On Assets (TTM)	1.47%	1.43%	+2.80%
Return On Assets (TTM)	1.09%	1.01%	+7.92%
Return On Equity (TTM)	12.11%	12%	+0.92%

Q3 2024

Q3 2023

Year over Year

Net Interest Margin (TTM)

2.09%

No Change

Net Profit Margin (TTM)

27.47%

26.3%

+4.45%

Pretax Margin (TTM)

35.12%